Quarterly Performance

Year-to-Date NAV and POP returns and yield are as of September 30, 2008.
All other returns are as of September 30, 2008.

Year-to-date returns are cumulative. All other performance is an average annual total return except for portfolios that are less than one year old, in which case the inception-to-date returns are cumulative.

Class A shares are subject to a maximum initial sales charge of 5.25%. Class B shares are subject to a contingent deferred sales charge (decreasing over 6 years).

Enrollment-Based Portfolios

 » Disclosure
  NAV as of September 30, 2008 POP as of September 30, 2008    
Portfolio Name Price YTD 1YR 3YR 5YR ITD Price YTD 1YR 3YR 5YR ITD Exp.
Ratio		 Inception
Portfolio 2025-2028 :B 4 7.92 -21.74 -24.28 N/A N/A -15.16 7.92 -25.65 -27.31 N/A N/A -17.57 2.19 04/30/07
Portfolio 2021-2024 :B 4 12.52 -21.65 -24.21 -0.89 4.60 4.60 12.52 -25.57 -27.24 -1.89 4.43 4.43 2.19 09/30/03
Portfolio 2017-2020 :B 4 12.81 -18.77 -20.78 -0.08 5.08 5.08 12.81 -22.83 -23.95 -1.09 4.91 4.91 2.18 09/30/03
Portfolio 2013-2016 :B 4 12.77 -14.87 -16.04 0.88 5.01 5.01 12.77 -19.12 -19.40 -0.12 4.85 4.85 2.17 09/30/03
Portfolio 2009-2012 :B 4 12.49 -9.75 -9.88 1.60 4.55 4.55 12.49 -14.27 -13.49 0.62 4.38 4.38 2.12 09/30/03
College Portfolio :B 4 11.28 -6.08 -5.37 1.68 2.44 2.44 11.28 -10.77 -9.15 0.70 2.26 2.26 2.05 09/30/03

Static Portfolios

 » Disclosure
  NAV as of September 30, 2008 POP as of September 30, 2008    
Portfolio Name Price YTD 1YR 3YR 5YR ITD Price YTD 1YR 3YR 5YR ITD Exp.
Ratio		 Inception
Future Trends Portfolio :B 4 11.83 -20.12 -23.68 -1.64 3.42 3.42 11.83 -24.12 -26.73 -2.63 3.24 3.24 2.31 09/30/03
Equity Portfolio :B 4 12.46 -22.37 -24.71 -1.02 4.50 4.50 12.46 -26.25 -27.72 -2.02 4.33 4.33 2.19 09/30/03
Fixed Income Portfolio :B 4 11.45 -4.02 -1.97 2.00 2.75 2.75 11.45 -8.82 -5.89 1.03 2.57 2.57 2.09 09/30/03
Short-Term Bond Portfolio :B 4 10.65 0.19 1.62 2.26 1.27 1.27 10.65 -4.81 -2.38 1.29 1.08 1.08 1.95 09/30/03