Templeton International Value 529 Portfolio
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Equity : | 100.00% |
Investment Objective
This portfolio invests exclusively in the John Hancock Funds II International Value Fund (subadvised by Templeton) which seeks to achieve long-term capital growth by investing at least 65% of its net assets in equity securities of companies located outside the United States, including in emerging markets.
Portfolio Holdings (%)
| as of November 28, 2008 | ||
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| John Hancock Funds II International Value Fund (subadvised by Templeton) | 100.00 | |
Portfolio Performance (%)
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The performance data presented represents past performance. Past performance is not a guarantee of future results and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor’s units will fluctuate and may be worth more or less than original cost when redeemed. Performance current to the most recent month end is available by clicking here.
Funds that invest in foreign securities carry certain risks not applicable to funds that invest in strictly domestic securities, such as currency fluctuations and changes in political conditions. Investments in developing markets involve heightened risks related to the same factors in addition to those associated with these markets' smaller size and lesser liquidity.
1 POP returns for Class A portfolios reflect the current initial sales charge of 5.25%. Class A units of each portfolio will also be charged an annual program management fee of 0.35%.
2 All Class B portfolios carry a 6-year contingent deferred sales charge (maximum of 5%, declining over 6 years). POP returns for Class B portfolios reflect the applicable sales charge for the period shown. Class B units of each portfolio are charged an annual program mangement fee of 0.35%. B share class units carry a six year Contingent Deferred Sales Charge (CDSC) of 5%, 4%, 4%, 3%, 2%, 1%, 0%, so that withdrawals made within six years of the contribution will be charged as follows: withdrawals made in year 1 will be assessed a 5% charge, in years 2 and 3, a 4% charge, in year 4 a 3% charge, in year 5 a 2% charge and in year 6 a 1% charge. On the first month of the seventh year, B shares will automatically convert to A shares on the 15th of the first month in the seventh year.
3 Class C2 units do not have a sales charge. Returns for Class C2 units reflect an annual program management fee of 0.35%.
All returns assume reinvestment of distributions at NAV. Investment return and principal value will fluctuate so that an investor's units when redeemed may be worth more or less than their original cost.
In addition to the sales charge and program expenses, each portfolio will bear its pro rata share of the investment management fees and other expenses of the underlying mutual funds in which it invests.
Performance does not reflect the annual account maintenance fee of $25.00.
For more information, including investment policies, charges, and expenses, ask your financial consultant for a Plan Disclosure Document. Please read the Plan Disclosure Document carefully before you invest or send money.