Portfolio 2025-2028
18 - 21 years to college
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Equity : | 100.00% |
Investment Objective
This all-equity portfolio seeks long-term capital appreciation by broadly investing in mutual funds primarily focused on both domestic and international equity markets. The strategy is based on the understanding that the volatility associated with equity markets is accompanied by the greatest potential for long-term capital appreciation.
Portfolio Holdings (%)
| as of July 31, 2008 | ||
|---|---|---|
| T. Rowe Price Blue Chip Growth Fund | 18.32 | |
| T. Rowe Price Equity Income Fund | 17.64 | |
| John Hancock Funds II Capital Appreciation Fund (subadvised by Jennison) | 14.01 | |
| T. Rowe Price New Horizons Fund | 10.41 | |
| T. Rowe Price Mid-Cap Value Fund | 10.14 | |
| Oppenheimer International Growth Fund Y | 7.40 | |
| John Hancock Funds II International Value Fund (subadvised by Templeton) | 7.24 | |
| American Mutual Fund F | 5.05 | |
| John Hancock Funds II Fundamental Value Fund (subadvised by Davis) | 4.90 | |
| John Hancock Classic Value Fund I | 4.89 | |
Portfolio Performance (%)
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Maximum Sales Charges: Class A: 5.25% up front sales charge Class B: 5.00% contingent deferred sales charge (decreasing over 6 years) |
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The performance data presented represents past performance. Past performance is not a guarantee of future results and current performance may be lower or higher than the performance quoted. Investment returns in John Hancock Freedom 529 portfolios and the value of an investor’s units will fluctuate and may be worth more or less than original cost when redeemed. Performance current to the most recent month end is available by clicking here.
1 All Class A share portfolios purchased on or after June 3, 2002 reflect the current sales load of 5.25%. Please see Disclosure Document for more details. Class A units of each portfolio will also be charged an annual program management fee of 0.35%.
2 All Class B portfolios carry a 6-year contingent deferred sales charge (maximum of 5%, declining over 6 years). POP returns for Class B portfolios reflect the applicable sales charge for the period shown. Class B units of each portfolio are charged an annual program fee of 0.35%. B share class units carry a six year Contingent Deferred Sales Charge (CDSC) of 5%, 4%, 4%, 3%, 2%, 1%, 0%, so that withdrawals made within six years of the contribution will be charged as follows: withdrawals made in year 1 will be assessed a 5% charge, in years 2 and 3, a 4% charge, in year 4 a 3% charge, in year 5 a 2% charge and in year 6 a 1% charge. On the first month of the seventh year, Class B units will automatically convert to Class A units on the 15th of the first month in the seventh year.
3 For accounts established on or after October 1, 2002, Class C units are referred to as Class C2. Class C2 units of each portfolio are charged an annual program management fee of 0.35%. Effective October 1, 2003, all Individual Portfolios will only be available in Class C2 and John Hancock Freedom 529 will charge the Class C2 program fees on transfers of assets from existing portfolios to any Individual Portfolios, including the four Individual Portfolios introduced October 1, 2002.
All returns assume reinvestment of distributions at NAV. Investment return and principal value will fluctuate so that an investor's units when redeemed may be worth more or less than their original cost.
In addition to the sales charge and program expenses, each portfolio will bear its pro rata share of the investment management fees and other expenses of the underlying mutual funds in which it invests. Performance does not reflect the annual account maintenance fee of $25.00.
For more information, including investment policies, charges, and expenses, ask your financial consultant for a Plan Disclosure Document. Please read the Plan Disclosure Document carefully before you invest or send money.